Portfolio Manager, Power, Energy, Utilities

About the position Manages and supports an assigned commercial lending portfolio focused on borrowers and transactions in the power, energy, and utilities sectors. Performs sector-specific screening, underwriting, structuring, execution support, and ongoing portfolio monitoring while partnering with relationship managers, senior lenders, credit partners, and other internal stakeholders. Ensures strong credit discipline, responsive client service, and compliance with Bank policies, regulatory requirements, and portfolio risk standards.

Responsibilities

• Support the lending and sales process for clients and prospects in the power,

energy, and utilities sectors independently or in partnership with senior lenders and relationship managers.

• Screen, structure, and underwrite credit opportunities involving commercial

and industrial borrowers, utilities, power producers, energy developers, and related entities.

• Analyze borrower financial performance, cash flow, collateral, industry

conditions, market dynamics, and transaction structures to assess creditworthiness and risk.

• Review credit memoranda and underwriting packages for new transactions,

renewals, and amendments.

• Conduct ongoing monitoring of assigned portfolio relationships to ensure

asset quality, covenant compliance, appropriate risk ratings, and strong client service.

• Review past dues, exceptions, upcoming maturities, covenant compliance,

borrowing base activity, and other portfolio indicators and recommend corrective actions as needed.

• Monitor and report deteriorating credit conditions, industry developments,

commodity or market pressures, regulatory changes, and other factors that may affect portfolio performance.

• Gather information required for annual reviews, renewals, amendments, and

waivers and develop informed recommendations based on credit analysis and relationship performance.

• Partner with internal teams including credit analysts, loan administration,

legal counsel, appraisal or valuation resources, and other risk partners to support accurate and timely transaction execution.

• Coordinate with external attorneys and other third parties in support of loan

documentation and closing requirements.

• Maintain strong working knowledge of Bank credit policies, underwriting

standards, loan documentation requirements, and applicable regulatory expectations.

• Support organic growth within the assigned portfolio by identifying

opportunities to deepen client relationships and deliver additional financing solutions consistent with Bank strategy and risk appetite.

• Ensure all activities, documentation, and decisions comply with applicable

laws, regulations, internal policies, and required training standards.

• Perform other duties and responsibilities as assigned.

Requirements

• Bachelor’s degree in accounting, finance, business administration, economics,

or related field.

• Five (5) to seven (7) years of related experience in credit analysis,

commercial lending, portfolio management, corporate banking, project finance, or similar financial services roles.

• Experience demonstrating ability to manage increasingly complex transactions,

analyze credit risk, and support client relationships in specialized industries.

• Experience with bank or financial institution credit processes, loan

structuring, and ongoing portfolio monitoring.

• Strong knowledge of commercial lending, credit underwriting, and portfolio

management principles.

• Strong analytical, problem-solving, written communication, and verbal

communication skills.

• Ability to manage multiple priorities, deadlines, and transactions while

working collaboratively and independently.

• Proficiency in applications and systems used for credit, portfolio, and

relationship management. Nice-to-haves

• Experience in lending, underwriting, or portfolio management related to

power, energy, utilities, infrastructure, or other capital-intensive sectors.

• Advanced degree.
• Prior banking experience.
• Understanding of the power, energy, and utilities sectors including business

drivers, capital structures, regulatory environments, and industry risks.

Benefits

• Flexible health-and-wellness benefits, including medical insurance,

prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more.

• 401(k) plan that includes immediate vesting of a generous employer match and

additional employer contribution

• Long-term disability and life insurance
• Vacation leave, sick leave, and paid holidays
• Fertility benefit and parental leave plan
• Up to two days per year to volunteer in local community organizations,

services, or events

• Ongoing professional-development opportunities
• Generous tuition-reimbursement program
• Physical fitness incentive plan
• Employer matching gifts program

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