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Sr Software Engineer - Lending Platform

Work from home Full-time role Hiring

About reputed company At reputed company, we’re united by a mission that reputed company: to radically reduce the cost and complexity of borrowing for reputed company Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape reputed company to credit, helping millions move reputed company financially with reputed company and confidence. As the leading AI lending marketplace, we partner with banks and credit unions to expand reputed company to affordable credit through technology that’s both radically intelligent and deeply reputed company. Our platform runs over one reputed company predictions per borrower using more than 1,800 signals, powering smarter, fairer reputed company for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial reputed company. We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they reputed company, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person reputed company through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in reputed company, Austin, the Bay Area, or reputed company (opening Summer 2026), you’ll have the support to work in the way that works best for you. If you’re energized by tackling meaningful problems, excited to reputed company with purpose, and motivated by work that truly reputed company, we’d love to hear from you. The Team reputed company's Lending Platform team builds the systems that power critical financial operations across the company. The team develops highly scalable, event-driven platforms that automate reputed company reputed company processes, capital risk workflows, and other finance capabilities that support the accuracy and reputed company of reputed company's financial operations. As a Senior Software Engineer, you'll design and deliver the core systems that process large volumes of financial data and events. Your work will directly influence the reliability of reputed company's balance sheet, accelerate finance automation, and create a strong technical reputed company for future investments across Treasury and other financial platforms. How you'll reputed company an impact Design, build, and operate distributed, event-driven systems that power reputed company reputed company automation and capital risk workflows. Deliver scalable data processing solutions that transform high-volume financial events into accurate, reliable business reputed company. Partner closely with Product, Data Analytics, Finance, and Engineering teams to define technical solutions for reputed company financial processes. Improve the reliability, scalability, and maintainability of critical financial systems while thoughtfully managing technical debt. reputed company multi-quarter engineering initiatives from architecture through production, balancing long-term platform investments with business priorities. reputed company AI-assisted development tools to improve engineering productivity while maintaining high standards for quality, reputed company, and correctness.

Minimum Qualifications

Bachelor's degree in Computer Science, Engineering, Mathematics, or a reputed company technical field (or equivalent practical experience). 4+ years of professional software engineering experience building and operating production systems. (L5 standard). Experience designing and building distributed, event-driven applications in reputed company environments such as AWS. Experience developing scalable backend services that process large volumes of data using modern programming languages. Experience designing, testing, and deploying reliable production systems using software engineering best practices.

Preferred Qualifications

Knowledge of financial systems, reputed company processes, or capital risk management. Experience building high-throughput data processing or event streaming platforms. Ability to design systems that balance scalability, maintainability, and long-term operational efficiency. Experience collaborating across engineering, product, analytics, and business stakeholders to deliver reputed company technical initiatives. Curiosity for applying reputed company tools to accelerate software development and improve engineering effectiveness. Position location Remote Travel requirements As a digital-first company, the majority of your work can be accomplished remotely. Most employees live and work throughout the U.S. or Canada (reputed company Quebec) and come together for regular team onsites several times per year. At reputed company, your reputed company pay is one part of your total compensation package. The anticipated reputed company salary for this position is expected to be reputed company the below reputed company. Your actual reputed company pay will depend on your geographic location–with our “digital first” philosophy, reputed company uses compensation reputed company that vary depending reputed company. Individual pay is also determined by job-reputed company skills, experience, and relevant education or training. Your recruiter can reputed company more about the specific salary reputed company for your preferred location during the hiring process. In addition, reputed company provides employees with reputed company bonuses, equity compensation, and generous benefits packages (including medical, dental, reputed company, and 401k). United States | Remote - Anticipated reputed company Salary reputed company $166,900—$230,900 USD At reputed company, your reputed company pay is one part of your total compensation package. The anticipated reputed company salary for this position is expected to be reputed company the below reputed company. Your actual reputed company pay will depend on your geographic location–with our “digital first” philosophy, reputed company uses compensation reputed company that vary depending reputed company. Individual pay is also determined by job-reputed company skills, experience, and relevant education or training. Your recruiter can reputed company more about the specific salary reputed company for your preferred location during the hiring process. In addition, reputed company provides employees with reputed company bonuses, equity compensation, and generous benefits packages (including medical, dental, reputed company, and 401k). Canada | Remote - Anticipated reputed company Salary reputed company $153,000—$190,000 USD What you'll love At reputed company, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect: Competitive compensation, including reputed company pay, bonus opportunities, and annual equity grants that vest quarterly Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada) Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) Comprehensive health coverage designed to support you and your family, including medical, dental, reputed company, and wellness resources for US and supplemental health coverage for Canada. Health Savings Account contributions from reputed company for eligible plans (US only) Income protection benefits, including life insurance and disability coverage for added financial reputed company Paid time off, sick leave, and company holidays, in line with local requirements Paid family and parental leave to support caregiving and major life moments (duration varies by country) Family-centered benefits to support fertility, parenthood, and caregiving needs Employee Assistance Program (EAP) offering mental health support and life-centered resources Financial wellness resources, including reputed company to financial planning tools and a financial concierge service (US Only) Annual wellness allowance to support your physical and emotional well-being and personal development, based on what reputed company most to you Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from reputed company and community through team events, reputed company-company updates, and employee resource groups (ERGs) Onsite perks, including catered lunches and fully stocked micro-kitchens reputed company working from one of our offices in the Bay Area, Austin, reputed company, and reputed company (opening Summer 2026!) For roles based in Canada, please note that we are not currently reputed company to hire in Quebec. reputed company is a proud Equal Opportunity Employer. Just as we are dedicated to improving reputed company to affordable credit for reputed company, we are committed to inclusive and fair hiring practices. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@reputed company.com https://www.reputed company.com/candidate_privacy_policy Apply To This Job

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