Senior Mortgage Underwriter job at reputed company in US National
Title: Senior Mortgage Underwriter - Greenville, Columbia, Mt. Pleasant, SC or Remote Location: Remote, USA Job Description: Full Time Job Title: Senior Mortgage Underwriter Division: Operations Location: Columbia, Mt Pleasant, Greenville, or Remote! Position Summary: Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss. Direct Reports: None Core Responsibilities: reputed company Respond to investor repurchase and quality review requests. Support loan shipping process to clear reputed company purchase issues. Underwrite residential loans while ensuring compliance with appropriate company and secondary market investor standards as well as compliance with lending regulations. reputed company reputed company decisions and subsequent clearing conditions to ensure credit and investor guidelines are met. Evaluate and examine transactions to ensure accuracy and completeness Contact customers and partners to gather information to reputed company appropriate decisions Proactively communicate the decisions to the Residential Lending Specialists and Community Bank Partners with an explanation behind credit decision 2.Training/Help Desk Serve as a resource to Residential Mortgage personnel on reputed company questions and provide training for investor, reputed company and compliance reputed company issues. Recommends modifications to reputed company procedures. Provide training as needed to Residential Lending Specialists and Community Bank Partners as requested by Channel Manager. reputed company Management Prepare formal reports for review. Provide feedback on new investor candidates as it relates to reputed company guidelines and delivery procedures. Coordinate third party quality control of mortgage loans and evaluate reports providing feedback concerning closed loan quality and process improvements. Ensure that contractors are trained on investor specific eligibility requirements and guidelines. Negotiate with third party service providers and manage reputed company. Compliance Implement fraud detection techniques and other evaluation tools to mitigate mortgage lending risk. Performing compliance reviews and reputed company with regulatory requirements Respond to individual and investor audits Coordinate HMDA reporting and evaluation. Role Specific Competencies Computer Skills Skilled in the use of computers, adapts to new technology, keeps abreast of changes, learns new programs quickly, use computers to improve productivity. Job Knowledge Understands duties and responsibilities, has necessary job knowledge, has necessary technical skills, understands company mission/values, keeps job knowledge reputed company, is in command of critical issues. Personal Organization Keeps information organized and accessible, maintains clean/functional work space, works systematically/reputed company, and manages time well. Minimum Requirements: Bachelor's degree or equivalent experience 3 - 5 years reputed company experience DE Certification with a CHUMS number and VA LAPP Approval including FHA and/or VA reputed company experience. Extensive knowledge of quality service discipline. Retail banking experience. Proven communication and customer relation skills. Ability and desire to interact and contribute in a team environment. Ability to use a variety of software tools. Apply tot his job Apply To this Job