Senior Fine Art Underwriter/Business Development

Tokio Marine Highland is seeking a Senior Fine Art UW/Business Development to join our expanding Fine Art division. This is a highly market-facing role for a relationship-driven professional who is as comfortable engaging with brokers, collectors, galleries, and industry partners as they are growing the business and executing disciplined underwriting. This is a senior role designed for an experienced underwriter who combines strong technical expertise with a commercial, relationship-driven mindset, with clear responsibility for broker relationship development, market engagement, and growth execution. The position plays a key role in both underwriting performance and the continued growth and visibility of our Fine Art portfolio. Location:

• Preferred: New York, NY (remote role)
• Also open to: Chicago, IL (hybrid, 2–3 days/week in office)
• Exceptional candidates in other U.S. locations may be considered on a remote basis

Key Responsibilities:

• Build, manage, and expand broker and agent relationships, serving as a trusted underwriting and strategic partner, with senior relationship ownership for assigned brokers
• Develop and cultivate relationships across the broader fine art ecosystem, including galleries, dealers, advisors, collectors, and other industry participants
• Identify and develop new growth opportunities through market relationships, industry engagement, and proactive origination of business within the fine art community
• Represent the Fine Art division as a visible market leader across broker meetings, client engagements, business development initiatives, and industry events, including active participation in art fairs and key fine art market gatherings.
• Contribute market insight, including trends, competitive dynamics, and emerging risks
• Underwrite, price, and manage a portfolio of Fine Art risks in alignment with underwriting strategy and risk appetite
• Maintain disciplined portfolio management, ensuring profitability and quality across new and renewal business

Qualifications: Underwriting & Commercial Expertise

• Meaningful underwriting experience (typically 5+ years) in Fine Art, Inland Marine, specialty property, or related lines
• Demonstrated success managing a book of business with sound underwriting judgment and delivering profitable growth
• Proven ability to build and expand broker relationships that drive new business and portfolio development

Market Presence & Business Development

• Ability and expectation to travel frequently to support broker engagement, cultivate relationships, and maintain a visible presence within the fine art market
• Comfort representing the firm externally, including participation in panels, symposiums, and other fine art industry events

Industry Relationships & Background

• Established relationships and credibility within the fine art community (e.g., galleries, advisors, collectors, auction houses) and with industry experts (art lawyers, appraisers, conservators, etc.) with the ability to actively leverage these connections to support business development, client engagement, and portfolio growth.
• We are particularly interested in individuals who bring both underwriting expertise and meaningful actionable connectivity within the fine art market, including those with experience in client-facing, advisory, or commercial roles within the art ecosystem
• We also welcome candidates who may not have held a formal underwriting title but bring strong risk assessment, coverage knowledge, or commercial decision-making experience from adjacent roles within insurance or the fine art ecosystem

Core Skills & Requirements

• Strong communication, analytical, and relationship management skills, including excellent presentation and public speaking abilities
• Proficiency with Microsoft Office and underwriting systems
• Active P&C license or ability to obtain within a specified timeframe
• Bachelor’s degree preferred

What Success Looks Like: Within the first 12–24 months, the successful candidate will:

• Build and grow a profitable, well-balanced Fine Art portfolio aligned with company strategy
• Strengthen existing broker partnerships while developing new, high-quality relationships
• Establish a credible and visible presence in the Fine Art insurance market
• Demonstrate consistent underwriting discipline alongside strong commercial judgment
• Contribute meaningfully to the division’s growth, reputation, and long-term success

Why This Role is Unique: This role offers a unique opportunity to combine underwriting discipline with active participation in the fine art market, helping shape both portfolio performance and market presence. Additional Job Details: The pay range for this role is $117,800 - $155,000. This range reflects a good faith estimate of pay at the time of posting. Actual compensation will be determined based on factors such as experience, skills, knowledge, education, and internal pay equity. About Tokio Marine Highland: Tokio Marine Highland Insurance Services (TMH) is a leading property and casualty underwriting agency. We offer a broad suite of tailored specialty risk management solutions, including private flood, fine art and lender-placed products. At TMH, it’s all about our clients. Nationwide, our customers rely on our trusted, industry-leading coverages, supported by compliance expertise, superior claims management and the highest caliber of service. Founded in 1962, TMH is a wholly owned company of Tokio Marine Kiln, one of the largest carriers in the Lloyd’s of London insurance market and a member of the Tokio Marine Group. TMH has operating centers in Chicago, Il, Frisco, Texas, Miami, Fla., and South Pasadena, Calif. If you’re looking to advance your career, TMH is the perfect professional home. At TMH, you’ll have a chance to innovate with the world’s leading businesses, put your expertise into action on major projects, and work on game-changing initiatives. You’ll also make long-lasting professional connections through sharing different perspectives, and you’ll be inspired by the best. Tokio Marine Highland, LLC (TMH) is an Equal Opportunity Employer. TMH’s success depends heavily on the effective utilization of qualified people, regardless of their race, ancestry, religion, color, sex, national origin, sexual orientation, gender identity and/or expression, disability, veteran status, or any characteristic protected by law. As a company, we adhere to and promote equal employment opportunities for all. Consistent with the Americans with Disabilities Act (ADA) and applicable state and local laws, it is TMH’s policy to provide reasonable accommodation when requested by qualified individuals with disabilities during the recruitment process, unless such accommodation would cause an undue hardship. To make an accommodation request, please contact [email protected]. Apply tot his job Apply To this Job