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Builder Joint Venture – External Mortgage Loan Originator

Work from home Full-time role Hiring

Looking for a place where you can grow your production with real support behind you? RMC Home Mortgage is hiring an experienced Mortgage Loan Originator (MLO) to support a Builder Joint Venture. This role is designed for a purchase focused MLO who wants access to warm relationship driven opportunities while continuing to build and grow a strong self- sourced pipeline. This is a unique opportunity for a “retail” MLO to step into a role with built-in opportunity—building relationships with the Realtors connected to RMC transactions rather than solely relying on cold calling—while still maintaining and growing self-sourced business. What You’ll Do

  • Build relationships with Realtors and referral partners tied to active RMC deals.
  • Manage and convert “fallout” opportunities (buyers who may pre-qualify with RMC but decide to purchase elsewhere)
  • Leverage access to the builder division’s database for ongoing opportunity with purchases or refinances
  • Partner with internal teams to capture and convert additional opportunities within RMC transactions
  • Maintain a strong self-sourced pipeline
  • Serve as the primary mortgage contact through warm handoffs from RMC transactions
  • Guide borrowers through the full mortgage process from application to closing
  • Recommend appropriate loan solutions (Conventional, FHA, VA, and more)
  • Ensure clean, compliant loan submissions and smooth closings

Why This Role Stands Out

  • Built-in deal flow through RMC + warm inbound opportunities
  • Access to the entire builder division’s database
  • Additional refinance opportunities and external referral sources beyond the builder channel
  • Ideal for an MLO currently producing ~$10M annually looking to scale to the next level
  • Salary + commission structure
  • Strong operational support: local underwriting, processing, and closing
  • Direct access to underwriters
  • Wide product mix: Conventional, FHA, VA, portfolio, construction, and broker options
  • FNMA Direct Seller/Servicer
  • Marketing support and robust CRM
  • Paperless workflow + Encompass training and support

What We’re Looking For

  • Active NMLS license
  • 3+ years of mortgage origination experience preferred
  • Proven ability to self-source and close residential loans
  • Experience working with builder or purchase-focused business is a plus
  • Strong communication skills and attention to detail
  • Based in PA, OH, or FL

Who Succeeds Here

  • MLOs ready to scale beyond their current production level
  • Loan officers who value warm, relationship-driven business over cold prospecting
  • Professionals who thrive in a purchase-focused, fast-moving environment

Let’s Talk If you’re ready to grow your volume with built-in opportunity, warm lead flow, and strong operational support behind you, apply today! RMC Home Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace. Applicants must complete all interviews without the use of AI or automated tools. Pay: $50,000.00 - $250,000.00 per year Benefits:

  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Flexible spending account
  • Health insurance
  • Health savings account
  • Life insurance
  • Paid time off
  • Parental leave
  • Referral program
  • Vision insurance

Application Question(s):

  • Do you have Encompass experience?
  • This position requires candidates to be located in PA, OH, or FL. Which of these states are you currently located in?

Experience:

  • Loan origination: 3 years (Required)

License/Certification:

  • NMLS License (Preferred)

Work Location: Remote Apply tot his job Apply To this Job

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