[Remote] Mortgage Processor/Closer

Note: The job is a remote job and is open to candidates in USA. PSECU is a Pennsylvania State Employees Credit Union that has been strong for 90 years, focusing on helping members achieve more. They are seeking a Mortgage Processor/Closer to ensure mortgage loans are processed and closed according to guidelines, while serving as a point of contact for various stakeholders.

Responsibilities

• Ensures mortgage loans are processed and closed in a timely and efficient manner
• Analyze and interpret federal and state regulations, credit union policy, and secondary market guidelines for all real estate loans- conforming and non conforming
• Maintains mortgage pipelines and queues to ensure applications and assignments are being completed timely and accurately and informs supervisor of concerns
• Provides detailed comments/rationale on loans to the various mortgage committees when necessary to substantiate the request for approval or denial of a loan
• Performs in-depth review and analysis of appraisals, credit reports, title reports, insurance documentation, income documentation, tax return analysis, asset documentation, commitment letter conditions with little to no supervision
• Other duties as assigned

Skills

• High School (Required)
• Minimum 2 years of processing government-backed loans such as FHA, VA, and USDA, or Construction draw loans or any equivalent combination of experience and education
• Minimum 2 years or longer of secondary market, first mortgage processing and/or closing, or any equivalent combination of experience and education

Company Overview

• PSECU is a not-for-profit credit union that provides personal and business loans. It was founded in 1934, and is headquartered in Harrisburg, Pennsylvania, USA, with a workforce of 501-1000 employees. Its website is http://psecu.com.

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