[Remote] BSA/AML Investigations Analyst I

Note: The job is a remote job and is open to candidates in USA. Pathward is a financial empowerment company dedicated to creating financial inclusion for all. They are seeking a BSA/AML Investigations Analyst I to conduct investigations of customer and transactional activity to identify potential suspicious behavior and financial crime risk, focusing on alert reviews, case investigations, and regulatory compliance.

Responsibilities

• Investigate alerts and cases generated from transaction monitoring systems, applying risk‑based judgment to identify potentially suspicious activity
• Analyze transactional activity, payment flows, and customer behavior to identify anomalies or red flags
• Prepare and file Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) in accordance with internal procedures and regulatory standards
• Maintain current knowledge of BSA/AML and OFAC regulations, FinCEN guidance, and evolving financial crime typologies relevant to payments, merchant acquiring, and fintech activities
• Document investigative findings clearly and accurately within case management systems
• Meet defined service level agreements (SLAs) and productivity and quality expectations for assigned workstreams
• Escalate higher‑risk or complex matters to senior analysts or management in accordance with BSA/AML - SAM procedures
• Collaborate with BSA/AML-SAM peers and internal stakeholders to support investigations and ongoing program objectives
• Support FinCEN 314(a) and 314(b) information sharing requests and assist with law enforcement inquiries and legal process responses under the direction of senior staff
• Perform other duties as assigned to support the BSA/AML-SAM Operations Team
• Other duties as assigned

Skills

• Bachelor's degree in a relevant field such as Finance, Criminal Justice, Business, or a related discipline
• Typically requires 1-3 years of relevant experience in BSA/AML investigations, financial crime analysis, or regulatory compliance
• Strong analytical skills and attention to detail
• Clear written and verbal communication, including concise documentation of investigative conclusions
• Ability to manage assigned workload independently while following established procedures
• Proficiency with Microsoft Office tools (Excel, Word, Outlook)
• Adaptable, organized, and receptive to feedback in a fast‑paced environment
• Preferred certifications (not required): Certified Anti-Money Laundering Specialist (CAMS), Certified Financial Crime Specialist (CFCS), Certified Fraud Examiner (CFE)
• Experience with SAR writing, transaction monitoring systems, and case management tools is strongly preferred
• Familiarity with transaction monitoring and case management platforms (e.g., Actimize, NICE Actimize, Verafin, or similar); experience with core banking systems and data analytics tools a plus

Benefits

• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off
• Annual performance-based incentive opportunity

Company Overview

• Pathward is a financial firm that provides investment strategies to promote business growth for organizations. It was founded in 1954, and is headquartered in Sioux Falls, South Dakota, USA, with a workforce of 1001-5000 employees. Its website is https://www.pathward.com.

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