[Remote] Compliance Analyst

Note: The job is a remote job and is open to candidates in USA. EarnIn is a pioneer in earned wage access, focused on providing financial flexibility for individuals living paycheck to paycheck. The Compliance Analyst will ensure compliance with regulatory requirements, mitigate risks, and enhance compliance processes through data and technology.

Responsibilities

• Review proposed changes or new products, services or features to identify potential compliance risks or concerns and impact of changes to existing compliance policies and procedures
• Provide recommendations for improving the compliance process and enhancing the company’s ability to adapt to regulatory changes
• Monitor the implementation of corrective actions and escalate when appropriate
• Analyze regulations and their applicability to our products and services, and assist with the development of creative and compliant processes and controls
• Administer compliance tools, including configuration, maintenance, and troubleshooting
• Execute projects as directed by the manager, ensuring timely and accurate completion while seeking guidance when needed
• Monitor adherence to policies and procedures, and test the effectiveness of processes and controls
• Foster collaboration and provide cross-functional support within the department, including areas such as fraud, disputes, third-party risk management, privacy, and compliance program
• All other duties as assigned

Skills

• 1+ years of compliance risk management experience in Financial Services, specifically with consumer deposits, payments, and/or lending experience
• Strong knowledge of federal and state financial regulations, particularly those related to consumer protection and financial products including but not limited to: UDAP/UDAAP, Reg E/EFTA, Reg B/ECOA, Reg, TISA/Reg DD, Reg Z/TILA/CARD Act
• Demonstrated knowledge of compliance/regulatory risks, processes, and control frameworks, and the ability to design and evaluate the effectiveness of controls embedded within business processes
• Experience and strong understanding of various compliance systems with the ability to configure, maintain, and troubleshoot
• Clear, concise, and persuasive written and verbal communication
• Strong orientation to deadline and detail
• Commercially-oriented creative thinker, and problem solver
• Strong project management, critical thinking and analytical skills
• Mature, professional and of unquestionable integrity, carrying out excellent judgment when handling sensitive information
• Ability to embrace and champion our core values
• Relevant industry certification (e.g. CRCM) a plus

Benefits

• Equity
• Benefits

Company Overview