Analyst, Sector-Based & Specialized Lending
ING Americas is a leading financial institution offering a variety of innovative financial products and services to corporate and institutional clients. The Analyst in Sector-Based & Specialized Lending will support the execution and origination of lending transactions across various sectors, focusing on Food & Agriculture and other specialized areas.
Responsibilities
- Supporting origination and execution efforts for lending transactions within Food & Agriculture and across other SSL sectors
- Participating in initial deal screening, business analysis, and credit assessment under guidance of senior team members
- Assisting in due diligence processes, including analysis of borrower financials, business models, and industry dynamics
- Preparing and contributing to internal credit approval materials, including credit applications and risk memos
- Building, reviewing, and updating financial models, including transaction cash flow models, return analyses, and internal risk rating tools
- Reviewing financing documentation and supporting the analysis of key commercial terms in loan and related agreements
- Coordinating with internal stakeholders such as Risk, Legal, Loan Operations, Treasury, and Finance to support transaction execution and closings
- Supporting ongoing portfolio monitoring activities, including covenant compliance, credit reviews, and ad‑hoc analyses
- Staying current on internal policies, procedures, and risk frameworks to ensure transactions are executed in line with ING standards
Skills
- 1+ years of relevant experience in corporate finance, lending, credit analysis, investment banking, or a related field
- Strong financial and credit analysis skills with a solid understanding of financial statements and cash‑flow‑based lending
- Financial modeling experience (Excel), including sensitivity analysis and scenario modeling
- Strong written and verbal communication skills, with attention to detail
- Ability to manage multiple workstreams in a fast‑paced environment and meet deadlines
- Collaborative mindset with the ability to work effectively across sectors and teams
- Proficiency in Microsoft Office (Excel, Word, PowerPoint)
Benefits
- Comprehensive health benefits
- Generous 401k savings plan
- Competitive PTO
- Adoption, surrogacy, and fertility services
- Student debt assistance
- Subsidies for expenses associated with commuting and fitness
Company Overview