Home & Land Loan Officer
Horizon Farm Credit is an expert in agriculture, committed to helping rural customers and communities thrive. They are seeking a Home & Land Loan Officer to develop and close loans while building strong relationships within the community.
Responsibilities
- Develop and close Home and Land loans within delegated authority, ensuring complete and accurate loan files while meeting volume and quality expectations
- Originate new Home and Land loans and grow existing relationships with rural residents and part‑time farmers
- Build strong internal and external relationships and deliver exceptional, timely customer service
- Interview applicants, analyze complete and accurate financial information using the five credit factors, determine credit risk, communicate credit decisions, and inspect or appraise collateral as needed
Skills
- Bachelor's degree or equivalent experience in Business Administration, Agriculture, Economics, Finance, or a related field
- Generally, one to five years of related lending, sales, or financial services experience preferred
- Strong interpersonal and communication skills with the ability to manage challenging customer situations
- Ability to develop and maintain referral networks and practice effective territory management
- Basic knowledge of lending principles and related financial products and services
- Proven sales and relationship‑building skills
- Ability to manage customer relationships and loan portfolios with moderate supervision
- Willingness to spend time meeting with customers, prospects, and referral partners
- Adaptable and flexible to a changing work environment
- Ability to travel to/from other branch offices, customer meetings, etc., as required
- Regular, predictable, and reliable attendance is required
Benefits
- Medical insurance with dental and vision care options
- 401(k) with significant employer matching
- Paid time off, holidays, and volunteer time
- Tuition reimbursement and training opportunities
- Student loan reimbursement
- Leadership and career development opportunities
- Paid maternity and bonding leave
- Paid short‑term disability
- Fun, inclusive, and community‑focused work environment
Company Overview