Remote - BSA/AML Operations Lead Analyst

We’re looking for talented professionals, anywhere in the United States, to join us in bringing smart money management and payment solutions to everyone’s fingertips. At Green Dot, we are evolving to a new and permanent “Work from Anywhere” model designed to maximize the benefits of remote work, promote and enable a strong culture of performance and connectedness, and attract the best and brightest talent who align with our entrepreneurial spirit and mission. >>>>>>>>>> JOB DESCRIPTION The BSA/AML Operations Lead Analyst is responsible for overseeing the strategic and day-to-day execution of BSA/AML/OFAC compliance operations. This role combines deep analytical expertise with operational leadership to drive improvements in transaction monitoring, partner/product risk assessments, and capacity planning. The ideal candidate will be a creative thinker with strong investigative instincts, technical fluency, and a passion for building scalable, compliant processes in a dynamic financial services environment.

Key Responsibilities

Transaction Monitoring & Rule Tuning

• Analyze large, complex datasets from transaction monitoring systems to identify patterns, improve alert productivity, and enhance detection accuracy.
• Lead rule tuning initiatives and collaborate with analytics, engineering, and compliance teams to optimize monitoring logic.
• Recommend enhancements to existing reporting processes to better capture unusual activity.

Partner & Product Risk Assessment

• Conduct impact assessments for new partners and products, ensuring AML controls are appropriately tailored and implemented.
• Serve as a subject matter expert (SME) for assigned products and partnerships, overseeing their compliance posture.
• Collaborate with product and business teams to ensure operational readiness and risk mitigation strategies are in place.

Capacity Planning & Operational Oversight

• Forecast alert volumes and staffing needs based on rule changes, product launches, and seasonal trends.
• Oversee onshore and offshore teams to ensure SLA adherence for SARs, CTRs, OFAC screening, and other regulatory filings.
• Identify opportunities to streamline, automate, or outsource operational processes.

Investigations & Reporting

• Lead investigations into suspicious activity, linking related behaviors and uncovering emerging fraud and money laundering trends.
• Oversee SAR filing processes and ensure compliance with all BSA/AML/OFAC regulatory requirements.
• Maintain documentation standards and ensure readiness for audits and regulatory exams.

Training & Leadership

• Mentor BSA/AML analysts, fostering a culture of excellence and continuous improvement.
• Facilitate training sessions for new hires and cross-functional partners.
• Partner with senior management to develop and implement policies and controls aligned with evolving threats.

Compliance Requirement: All employees in this role are required to complete and maintain current training in Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) regulations. This includes initial onboarding training and ongoing annual refreshers, as mandated by Green Dot’s compliance policies. Non-compliance could pose reputational, legal, and financial risks to the organization.

Qualifications

• Minimum 5 years of experience in BSA/AML/OFAC operations, preferably in fintech or money transfer environments.
• Proven experience in financial crime investigations and transaction monitoring
• Strong analytical skills; proficiency in Excel
• Excellent communication skills across all mediums
• Highly organized, detail-oriented, and professional

Preferred

• Prior supervisory or team leadership experience
• SQL preferred
• CAMS or CFE certification a plus

POSITION TYPE Regular PAY RANGE The targeted base salary for this position is $91,100 to $136,700 per year. The final compensation will be determined by a number of factors such as qualifications, expertise, and the candidate’s geographical location. >>>>>>>>>> We’re Here to Support You—Accommodations Upon Request Green Dot is committed to providing an inclusive and accessible hiring experience for all candidates. If you require a reasonable accommodation during any part of the application or interview process, we encourage you to let us know. We will work with you to meet your needs in a way that respects your privacy and ensures equal opportunity. Our goal is to support every applicant in showcasing their talents and potential. Work Authorization Requirement At Green Dot Corporation, we value diversity and strive for fair and inclusive hiring practices. However, we are currently unable to offer visa sponsorship. All applicants must be legally authorized to work in the United States at the time of application and throughout the duration of employment, without the need for current or future sponsorship. Apply tot his job Apply To this Job